PayPal fees vary based on your country, account type, and transaction specifics. Here's a breakdown of the key fees for PayPal accounts in Zimbabwe and South Africa:

🇿🇼 Zimbabwe (Personal Accounts)

As of now, PayPal accounts registered in Zimbabwe can receive payments but cannot send money or withdraw funds to local bank accounts. This limitation is due to PayPal's restrictions in the country. Therefore, there are no applicable fees for sending or withdrawing funds for Zimbabwean users.

🇿🇦 South Africa (Personal Accounts)

For personal accounts in South Africa, PayPal charges:

• Sending Money:

  • Domestic personal transactions: Free when funded by PayPal balance or linked bank account.

  • International personal transactions: 4.5% above the base exchange rate for currency conversions. (PayPal)

• Receiving Money:

  • Receiving personal payments: Free when funded by PayPal balance or linked bank account.

  • Receiving commercial payments: Fees apply, and the exact rate can vary based on the transaction details.

• Currency Conversion:

  • A fee of 4.5% above the base exchange rate applies when converting currencies. (PayPal)

💳 Business Accounts (Merchants)

For business accounts in both Zimbabwe and South Africa:

• Receiving Payments:

  • Standard fee: 2% of the total transaction amount.

  • Maximum fee caps vary by currency. For example, in South African Rand (ZAR), the maximum fee cap is 145.00 ZAR. (PayPal)

• Sending Payouts:

  • Domestic and international payouts: 2% of the total transaction amount. (PayPal)

💡 Additional Notes

• Fixed Fees: For international transactions, PayPal may charge a fixed fee based on the currency received.

• Currency Conversion: When converting currencies, PayPal applies a conversion fee, which varies by country. For instance, in South Africa, the fee is 4.5% above the base exchange rate. (PayPal)

• Withdrawal Fees: In Zimbabwe, since PayPal accounts cannot withdraw funds to local bank accounts, withdrawal fees are not applicable.

For the most accurate and up-to-date information, it's recommended to visit the official PayPal fee pages for Zimbabwe and South Africa:

• PayPal Zimbabwe Fees

• PayPal South Africa Fees

If you need assistance with specific transactions or have further questions, feel free to ask!