Yes, you can use PayPal without linking a bank account, though certain limitations apply.

✅ What You Can Do Without a Bank Account

• Receive Payments: You can receive money into your PayPal account by simply verifying your email address. (Wise)

• Send Payments: You can send money using your PayPal balance or a linked credit or debit card. (PayPal)

• Make Purchases: You can use your PayPal balance or linked card to make online purchases. (PayPal)

❌ Limitations Without a Bank Account

• Withdraw Funds: Without linking a bank account or card, you cannot withdraw funds from your PayPal balance. (Reddit)

• Transaction Limits: Unverified accounts have lower transaction limits. (Wise)

• Access to All Features: Some features may be restricted without a linked bank account or card. (Wise)

💳 Alternatives to Linking a Bank Account

• Link a Credit or Debit Card: You can link a credit or debit card to your PayPal account to send payments and withdraw funds. (Wise)

• Use a Prepaid Card: Some prepaid cards, such as Visa or Mastercard gift cards, can be linked to PayPal. (Wise)

• PayPal Cash Card: In some regions, you can use a PayPal Cash Card to add funds to your PayPal balance and make purchases. (Mural Pay)

If you need assistance with any of these options or have further questions, feel free to ask!