Withdrawing money from PayPal in Zimbabwe without using FNB is a common challenge, because PayPal doesn’t allow direct withdrawals to local Zimbabwean bank accounts. However, there are legitimate alternative methods to access your PayPal funds. Here’s a detailed guide:

1. Use PayPal with Xoom (Direct to Mobile Wallets)

• Xoom is a PayPal service that allows sending money internationally.

• Zimbabweans can receive funds in EcoCash USD wallets or as cash pickup.

• Steps:

  1. Log in to Xoom using your PayPal credentials.

  2. Select Send Money, choose Mobile Wallet or Cash Pickup.

  3. Enter the recipient’s EcoCash USD number.

  4. Confirm the transfer.

• Pros: Fast (minutes), safe, and supported by PayPal.

• Cons: Transfer fees apply; funds are in USD.

2. Use a Payoneer Card

• Payoneer Mastercard can be linked to your PayPal account (usually for users outside Zimbabwe who have a Payoneer account).

• Transfer your PayPal funds to your Payoneer account, then withdraw from any Mastercard-enabled ATM.

• Pros: ATM withdrawals worldwide.

• Cons: Card issuance in Zimbabwe is limited; you may need a foreign address.

3. Use Online Exchange/Withdrawal Services

• Services like Flipcash or Paxful allow you to convert PayPal balance into cash or mobile money.

• Steps:

  1. Sign up with the service.

  2. Send PayPal funds to their account.

  3. Receive cash in USD, ZWL, or via mobile wallet.

• Pros: Accessible for Zimbabweans.

• Cons: Fees may be higher; must verify legitimacy.

4. Peer-to-Peer (P2P) Transfers

• You can sell your PayPal funds to trusted individuals abroad.

• Steps:

  1. Find a trusted buyer (friends, family, or verified P2P platforms).

  2. Send PayPal funds to them.

  3. Receive local currency via bank transfer or mobile wallet.

• Pros: Flexible.

• Cons: Risky if the buyer is not trustworthy.

5. Use a Foreign Bank Account (Optional)

• If you have a foreign bank account (South Africa, US, UK, etc.), link it to PayPal.

• Withdraw your funds to that bank, then access via debit card or money transfer service.

• Pros: Officially supported by PayPal.

• Cons: Requires a foreign bank account.

⚠️ Important Notes

• Avoid giving your PayPal login to strangers—risk of fraud.

• Verify the service provider before transferring money.

• Fees vary depending on the service, transfer method, and currency.

💡 Summary:
Without FNB, the most reliable options in Zimbabwe are Xoom to EcoCash USD, Payoneer card, or trusted withdrawal services like Flipcash. Direct PayPal-to-local-bank withdrawal is not supported.

If you want, I can make a step-by-step guide specifically for withdrawing PayPal to EcoCash USD in Zimbabwe, showing all exact steps with screenshots for clarity. Do you want me to do that?