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What are the cross-border fees when selling internationally?

Yes, PayPal applies additional fees for international transactions, known as cross-border fees, when selling to customers in other countries. These fees are designed to cover the costs associated with currency conversion, international processing, and the complexities of cross-border commerce.


💼 Cross-Border Fees for International Sales

When you receive payments for goods or services from buyers in different countries, PayPal charges:

  • Standard Transaction Fee: This is the base fee for receiving payments, which varies by country.

  • Additional Cross-Border Fee: An extra percentage added to the standard transaction fee to account for international processing.

For example, in the United States, the standard fee is 2.9% + a fixed fee based on the currency received. An additional cross-border fee of 1.5% applies to international transactions. Therefore, the total fee for receiving an international payment would be 4.4% + the fixed fee (PayPal).


💱 Currency Conversion Fees

If the transaction involves currency conversion, PayPal charges a fee of 4.5% above the base exchange rate (PayPal). This fee is applied when converting the buyer's currency into your account's currency.


📌 Important Notes

  • Fixed Fees: The fixed fee varies depending on the currency received. For instance, in the U.S., it's $0.49 USD per transaction (PayPal).

  • Fee Variations: Fees can differ based on the country of the seller and buyer. It's advisable to check PayPal's official fee page for the most accurate and up-to-date information (PayPal).

  • Currency Conversion: If you choose to convert the funds into your local currency, the conversion fee applies.


If you need assistance calculating the exact fees for a specific transaction or have further questions about managing international sales, feel free to ask!

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